Gemma Zavagnin

Senior insurance executive and strategic advisor with 20+ years of experience across the European life insurance market, combining insurance product strategy, cross-border market development, distribution and regulatory expertise. I have worked across Italy, Liechtenstein and Luxembourg, supporting insurers and institutional partners with market entry, product development, portfolio lifecycle management and distribution model evolution. My experience spans the full insurance product lifecycle, from market opportunity assessment and product strategy to product design, launch, distribution and ongoing portfolio management. I have led product and market initiatives across multiple European countries, translating strategic priorities into structured, executable workstreams and coordinating cross-functional teams across Product, Distribution, Legal, Compliance and Operations. I have also worked directly with senior and C-level stakeholders on complex and ambiguous mandates. I bring particular expertise in Italian market entry, cross-border life insurance and IBIPs, including IDD, IVASS, PRIIPs, SFDR and EIOPA requirements. I combine strategic thinking with strong regulatory and legal expertise, enabling me to translate complex requirements into practical, business-ready solutions. Available for fractional executive, strategic advisory and project-based mandates with insurers, brokers, InsurTechs and international companies entering or expanding in the Italian or European insurance market.